quality and expertise in abundance
Friday, May 18, 2012
 
Employee Benefits

“The quality of advice and communication to staff has improved morale and solved many of our retention issues”

Whether you have yet to provide any staff benefits or you need to re-structure existing arrangements, we can provide advice and guidance to meet your objectives. Pensions continue to be the most topical of staff benefits, but the value of life cover, income protection and private medical care should not be overlooked.

Our consultants have many years' experience in advising what structure is best for any given situation. For example:

  • How to phase in a comprehensive package and where to start
  • The tax and legal implications, i.e. advice on trusteeship
  • Complying with contracts of employment and legislation i.e. age discrimination
  • Ensuring appropriate to age and sex distribution of staff
  • Advice on fringe benefits such as dental care and critical illness cover
  • Dovetailing with commercial covers i.e. Income protection and private medical with any personal accident and travel policy
  • Employees receive expert advice from our financial planners
  • Our investment management team can give guidance regards pension scheme investment
  • Should you flex some of the benefits allowing staff to design to their own requirements?
  • What will be the impact of personal accounts in 2012?
  • How best to present, communicate and implement

On-going communication and advice are vital to the long term success of any benefits package. There have been many occasions where we have been met by staff sceptical as to the employer’s motives, but our personal attention and advice have assuaged their fears and enriched the employer/employee relationship.

Find out how we can help enhance your staff relations, contact us now at our offices in Stevenage, Hertfordshire.

 

Latest Blog Posts on Employee Benefits
Abolition of Contracting Out on a Defined Contribution Basis by Chris Langdon
The Government is planning to end contracting out of the additional State Pension on a defined contribution basis from 6 April 2012. Will this affect you?

Important Employee Benefit Changes by Nicola Hemmings
Nichola Hemmings looks at developments that might affect existing group income protection and group life schemes, and require urgent attention.
RHG Expansion by Paul Beasley
Continued growth in market opportunities has led to the creation of two new roles.

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5 reasons to use RHG Employee Benefits
  • Bespoke, not off-the-shelf solutions
  • Employment law compliant
  • Excellent communications process
  • Ongoing advice on legislative changes
  • Discounted personal planning for staff

Call us now on 0845 3081482
or email us


Types of Cover


                    Group Life Assurance

                    Group Income Protection

                    Group Critical Illness

                    Group Private Medical Insurance


Case Study
Pension scheme restructuring

An engineering company in Bedfordshire had a final salary pension scheme that had a major deficit. Trading conditions were not great and the prospect was that the deficit would only increase. Ultimately, the obligation to fund the scheme could force the company into liquidation.

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