Which is more easily replaced ... your car or your top salesperson?

Businesses rightly take a lot of care insuring their physical assets but often miss their human ones. The loss of your top performer, your IT specialist or your design/development guru may cost the business significantly more than you think. Then there are the driving forces behind the business, the directors. What cost do you put on their loss?

Simple life assurance which can incorporate critical illness and income benefits is the easy answer. And just like your general insurances, if structured correctly the premiums are a genuine business expense for tax purposes. We can assist with:

• Identifying the key people
• The mix of cover and duration
• Setting the sums insured
• Financial underwriting

Contact us now to find out more.